Workers’ Compensation: What You Need to Know

Lawyers

Workers’ compensation insurance is designed to protect injured workers but sometimes those protections are ignored by employers, which means you may need help from a workers’ compensation attorney in Beaver County PA. If the claim is approved, it may cover expenses for medical care, pain medication, physical therapy, and in some cases temporary or permanent disability benefits. If your loved one was killed in a work-related auto accident, your family may be entitled to death benefits on behalf of the deceased. If you or a loved one were injured in an auto accident during the course of your work, you may have the right to file a claim with your employer’s workers’ compensation carrier. It would be in your best interests to contact an attorney to find out if you have a claim. Workers’ compensation claims are time-sensitive, so do yourself a favor and contact a workers’ compensation lawyer without delay!

Workers’ compensation attorneys generally work on a contingency basis. This means you only pay if you get benefits. If you don’t get benefits, you don’t have to pay the attorney. The fee is usually 20% of what you recover and in Illinois there are no limits on what you can recover for a work injury.

Workers’ compensation is one of the first examples of tort reform enacted in the United States. Before workers’ compensation law, people hurt at work were faced with two unpleasant alternatives: (1) they could either file lawsuits against their employers or (2) they could suck it up and pay for their own injuries.

Workers’ Compensation is a state-regulated insurance program that pays medical bills and replaces some lost wages for employees who are injured at work or who have work-related diseases, injuries, or illness. In Michigan workers’ compensation provides medical, income, death and burial benefits.

Workers’ compensation is specifically designed to only cover injuries that “arise out of and in the course of the employment.” In most cases, it is obvious whether or not the injury occurred at work. However, there may be occasions when an employee is away from the office on company business and a covered injury occurs. This does not apply to traveling to or from work.

Workers’ compensation pays out largely if the employee is still able to actively seek out other employment. An example situation would be one where an employee injured both his legs and is wheelchair bound. He could still potentially find other work almost immediately after his recovery as long he has the necessary skills to do some other type of work. He may wish, however, to stick with the company he is already with. Perhaps it is close to his home, or he has made close friends there, or he really feels at home in the atmosphere. The injured employee may request that the employer in this case alter his duties to accommodate his new found limitations. He may ask to be placed on what could be termed ‘light duty’ so that he could stay with the company while doing the most he is able to do. One of the negatives for employees in workers’ compensation plans is that they cannot always downgrade to what is considered ‘light duty’ if the corporation they work for does not offer this type of employment.

Workers’ compensation typically pays for medical bills, temporary disability in place of paychecks because the employee cannot work, and benefits for permanent disability when the employee cannot return to work. By taking care of these areas of protection, people are guaranteed the treatment that they deserve. No one has to worry about being fired because they aren’t able to work or losing their income because they have to take time off for an injury. Sometimes, insurance companies will not recognize a legitimate claim, which requires the addition of a workers’ compensation lawyer and legal filings to the claim to contest the decision made when it is not the right decision.

Workers’ compensation laws are in place to make sure employees who become disabled or injured while working are compensated, removing the need for legal action. In exchange for qualifying for and receiving workers’ compensation benefits, the employee then cannot sue their employer for any other damages, including pain and suffering.

Workers’ compensation law addresses legal concerns differently than other areas of tort law. While personal injury law or even other employment concerns can go through the same court systems, workers’ comp suits have their own administrative courts. Although some have described this system as simpler than standard civil courts, complexity is not necessarily lost because of a different court environment. As a result, workers’ compensation litigation can certainly be confusing to the average worker, and certainly require the services of an attorney.

Workers’ compensation is a way for an employer to help employees return to work quickly. Technically it is a type of insurance, although many people do not think of it as being in the same category as car insurance and the like. To many it might seem different, because the money is paid to an employee and the insurance is paid for by the employer. In principle, however, an injured employee is a liability for a company in the same way a damaged car is to a car owner.